Get the answers you seek and the information you need.
For retirement planning, college savings, tax strategies, mortgage, and more, here are some calculators to help with your financial planning
Latest Articles
“Whether you think you can or you think you can’t, you’re right.” – Henry Ford, industrialist founder of the Ford Motor Company We know what you may be thinking: “These people are financial experts, but now they’re saying I can think my way to wealth? Yeah, right.” We promise this isn’t an article about meditation, mantras, or manifesting (alliteration, anyone?)...
You want your money to simplify and empower your life, and communicating your financial goals with the people they affect is a part of this equation. Having a “money talk” shouldn’t be a one-time conversation. Successful wealth transfers—and more importantly, financial values transfers—are years in the making.
In many cases, people can receive financial “advice” on retirement for decades—putting away money into their employer 401(k) or an IRA. They go through the motions, but their vision of what the future will actually look like is fuzzy.
FAQ
-
Do you sell your own company’s products or investment funds and if so, how I can be convinced they are the most suitable products for me?
We are independent advisors and our advice and recommendations are objective. We are not required to sell proprietary products and will discuss a variety of suitable options with you. You have the freedom to choose from multiple companies and product lines that fit your specific need.
-
What fees do I pay now and how much do I pay on an ongoing basis?
The fees or commissions you'll pay depend entirely on how you'd like to work with us.
Planning Services: If we agree that entering into a financial planning agreement makes the most sense for your situation, you'll pay a flat fee for each year we work on your plan.
Asset Management: If we actively manage your investment assets, you'll pay a percentage of the assets placed under our care.
Transactional: If you purchase an insurance product, mutual fund, or annuity, we will be paid a commission by the company whose product you have chosen to purchase.
-
How is this service delivered – is it face-to-face or remotely, by email or telephone?
We work with you in the capacity and mode that you prefer.
-
What level of professional qualifications do you have and are you qualified in any specific areas where I want advice?
Ann holds her CERTIFIED FINANCIAL PLANNER™ and RETIREMENT INCOME CERTIFIED PROFESSIONAL® designations, FINRA Series 7 and 63 registrations, and Accident & Health, Life license.
Emily holds her CHARTERED RETIREMENT PLANNING COUNSELOR® designation, FINRA Series 7, 6, 66, 63 registrations and Accident & Health, Life license.
Colin holds his FINRA Series 7, 6, 66, 63, 24 registrations and Accident & Health, Life license.
On top of being Financial Advisors, we are also Financial Planners. We offer comprehensive services including retirement planning, college education funding, legacy planning, risk management, cash flow management, and investment planning.
-
How long has your company been in business and how big is it?
Confidere Financial's roots trace back to 1981, when Ann Wengronowitz launched a practice with North Star Resource Group. North Star is home to over 170 advisors across the country, serving individuals and families in all 50 states.
Together with Emily Malecha, Colin Early, and their experienced support staff, they have over 75 years of industry experience.
-
Will I always see you or will other people in your company look after me as well?
Ann, Emily & Colin are the primary team of advisors. We also have a team of experienced staff members who assist with various administrative tasks.
-
How often will you review my portfolio?
We meet with clients at a minimum of 1-2 times per year. Some clients may prefer to meet more often given the complexity of their plan and investments. The choice is yours.
