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4 Mindset Shifts that Transform Your Finances

Colin Early |
“Whether you think you can or you think you can’t, you’re right.” – Henry Ford, industrialist founder of the Ford Motor Company We know what you may be thinking: “These people are financial experts, but now they’re saying I can think my way to wealth? Yeah, right.” We promise this isn’t an article about meditation, mantras, or manifesting (alliteration, anyone?)...
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How to Have Multi-Generational Money Conversations

Emily Malecha |
You want your money to simplify and empower your life, and communicating your financial goals with the people they affect is a part of this equation. Having a “money talk” shouldn’t be a one-time conversation. Successful wealth transfers—and more importantly, financial values transfers—are years in the making.
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Three Metrics We Use to Measure Retirement Strategies

Emily Malecha |
In many cases, people can receive financial “advice” on retirement for decades—putting away money into their employer 401(k) or an IRA. They go through the motions, but their vision of what the future will actually look like is fuzzy.
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FAQ

  • What fees do I pay now and how much do I pay on an ongoing basis?

    The fees or commissions you'll pay depend entirely on how you'd like to work with us. 
    Planning Services: If we agree that entering into a financial planning agreement makes the most sense for your situation, you'll pay a flat fee for each year we work on your plan. 
    Asset Management: If we actively manage your investment assets, you'll pay a percentage of the assets placed under our care. 
    Transactional: If you purchase an insurance product, mutual fund, or annuity, we will be paid a commission by the company whose product you have chosen to purchase. 

  • What level of professional qualifications do you have and are you qualified in any specific areas where I want advice?

    Ann holds her CERTIFIED FINANCIAL PLANNER™ and RETIREMENT INCOME CERTIFIED PROFESSIONAL® designations, FINRA Series 7 and 63 registrations, and Accident & Health, Life license.

    Emily holds her CHARTERED RETIREMENT PLANNING COUNSELOR® designation, FINRA Series 7, 6, 66, 63 registrations and Accident & Health, Life license. 

    Colin holds his FINRA Series 7, 6, 66, 63, 24 registrations and Accident & Health, Life license. 

    On top of being Financial Advisors, we are also Financial Planners. We offer comprehensive services including retirement planning, college education funding, legacy planning, risk management, cash flow management, and investment planning.

  • How long has your company been in business and how big is it?

    Confidere Financial's roots trace back to 1981, when Ann Wengronowitz launched a practice with North Star Resource Group. North Star is home to over 170 advisors across the country, serving individuals and families in all 50 states. 

    Together with Emily Malecha, Colin Early, and their experienced support staff, they have over 75 years of industry experience. 

  • How often will you review my portfolio?

    We meet with clients at a minimum of 1-2 times per year. Some clients may prefer to meet more often given the complexity of their plan and investments. The choice is yours.